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A little organization. A lot more clarity.
Paydays, bills, debt, and the things you’re working toward. Put them in one household plan and make your next money decision with the whole picture.
No bank connection required • Start with the numbers you have
THE WEEK AHEAD
Illustrative planning view. Other spending affects your balance.
Income + Bills + Debt + Goals
Built around everyday decisions
Understand today, prepare for the next bill, and give your longer-term goals a place in the picture.
Cash flow planning
Add scheduled income and expenses to see what could change. Catch a tight stretch before it becomes a surprise.
Debt payoff planning
Enter balances, APRs, and minimum payments. Compare payoff approaches and explore how an extra payment could affect your plan.
Choose your approach: Highest interest first
Goals & net worth
Track savings progress for your next milestone. Add assets and liabilities to keep your bigger financial picture in view.
A small decision. A clearer picture.
Try a simple example. Adjust the purchase amount and see what would remain after the month’s planned income and costs.
In the app, build scenarios around your own numbers. Timing matters too: a month-end surplus can still include a tight week.
$3,250 above the chosen buffer.
Start simple. Build as you go.
Add a current balance. Import transaction CSVs you download yourself, then review the columns and categories.
Confirm recurring income and bills. Enter debt details and savings goals so your plan reflects real life.
Review your outlook, explore a scenario, and update your numbers as things change. Your plan grows with you.
Manual balances and CSV imports mean you can plan without connecting a bank account. Review what you add and export your records when you need them.
Before you begin
A personal finance planning app that brings transactions, account balances, recurring bills and income, debt, and goals together. Use it to forecast cash flow and explore financial decisions.
No. Add balances manually and import CSV files you download from your accounts. You do not need to provide bank login credentials.
Start with a current account balance and its date, then add expected income, bills, and spending. Imported transactions do not establish your current balance or debt terms. Add APRs and minimum payments separately.
Yes. Enter each debt’s balance, APR, and minimum payment to compare payoff approaches and extra-payment scenarios. Results depend on the inputs and the model’s assumptions.
These are illustrative planning examples with fictional data. They show the kinds of decisions you can explore; the app’s interface may differ.
No. Projections depend on the information you enter. Changes in income, spending, payment timing, or unexpected costs will change the outcome.
Yes. Export transactions as CSV or create a household backup using the app’s data tools.
Make your money make sense
Start with today. Make room for what’s next.