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my household plan.

A little organization. A lot more clarity.

Know what’s covered.
Plan what’s next.

Paydays, bills, debt, and the things you’re working toward. Put them in one household plan and make your next money decision with the whole picture.

No bank connection required • Start with the numbers you have

Example data

THE WEEK AHEAD

Everything has a place.

OCT
05
Starting balance$3,850.00Before this week’s scheduled activity
TUE06⌂
MortgageHousing · Scheduled
−$1,700
THU08↗
PaydayIncome · Scheduled
+$2,950
FRI09↯
ElectricityUtilities · Scheduled
−$165
After these scheduled items$4,935
Week in view ✓

Illustrative planning view. Other spending affects your balance.

One plan. All the moving parts.

Income + Bills + Debt + Goals

Built around everyday decisions

From “where did it go?”
to “here’s the plan.”

Understand today, prepare for the next bill, and give your longer-term goals a place in the picture.

Cash flow planning

Your balance is only the beginning.

Add scheduled income and expenses to see what could change. Catch a tight stretch before it becomes a surprise.

Starting balance$3,850
Expected income+$5,900
Planned outflows−$4,750
Projected month end$5,000
Illustrative monthly totals, not a daily cash-flow guarantee.

A small decision. A clearer picture.

Can that purchase
fit into the plan?

Try a simple example. Adjust the purchase amount and see what would remain after the month’s planned income and costs.

In the app, build scenarios around your own numbers. Timing matters too: a month-end surplus can still include a tight week.

THE PURCHASE CHECKExample only
$
Starting balance
$3,850
Expected income
+$5,900
Planned costs
−$4,750
Chosen cash buffer
$1,000
Projected month end after purchase$4,250

$3,250 above the chosen buffer.

This example uses monthly totals. It does not include the timing of payments or unexpected expenses.

Start simple. Build as you go.

You don’t need a perfect
spreadsheet to get started.

Create your plan ↗
1

Bring what you know.

Add a current balance. Import transaction CSVs you download yourself, then review the columns and categories.

2

Add the moving parts.

Confirm recurring income and bills. Enter debt details and savings goals so your plan reflects real life.

3

Make your next move.

Review your outlook, explore a scenario, and update your numbers as things change. Your plan grows with you.

Your numbers. On your terms.

Manual balances and CSV imports mean you can plan without connecting a bank account. Review what you add and export your records when you need them.

No bank passwords.
No account linking.

Before you begin

Let’s clear
a few things up.

What is My Household Plan?

A personal finance planning app that brings transactions, account balances, recurring bills and income, debt, and goals together. Use it to forecast cash flow and explore financial decisions.

Does it connect to my bank?

No. Add balances manually and import CSV files you download from your accounts. You do not need to provide bank login credentials.

What do I need for a useful forecast?

Start with a current account balance and its date, then add expected income, bills, and spending. Imported transactions do not establish your current balance or debt terms. Add APRs and minimum payments separately.

Can I compare debt payoff strategies?

Yes. Enter each debt’s balance, APR, and minimum payment to compare payoff approaches and extra-payment scenarios. Results depend on the inputs and the model’s assumptions.

Are the visuals on this page actual app screenshots?

These are illustrative planning examples with fictional data. They show the kinds of decisions you can explore; the app’s interface may differ.

Is the forecast guaranteed?

No. Projections depend on the information you enter. Changes in income, spending, payment timing, or unexpected costs will change the outcome.

Can I export my information?

Yes. Export transactions as CSV or create a household backup using the app’s data tools.

Make your money make sense

One household.
One place to make a plan.

Build My Household Plan

Start with today. Make room for what’s next.